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MERITLINE HOME EQUITY LINE OF CREDIT 3 .29% variable * *This variable annual percentage rate (APR) assumes no fees apply; legal and other applicable fees would increase the APR. The interest rate will vary in accordance with changes to DirecTCU's prime rate of interest. Interest is charged from the date of each advance and is calculated daily, not in advance on the outstanding closing balance of the principal sum borrowed and compounded monthly. Regular payments apply firstly to interest and secondly to principal. Applications are subject to credit approval and additional restrictions may apply. Rate is subject to change without notice. â„¢DirecTCU is a division of Tandia Financial Credit Union Limited and a trademark of the Canadian Credit Union Association, used under license. Your house can do more than put a roof over your head. Put the equity in your home to work for you. With DirecTCU's MeritLine Home Equity Line of Credit you get flexibility and convenience. We're one of Ontario's most respected credit unions, so count on a great rate too. Find out more: directcu.ca 1.855.598.2893

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